INVESTOR OVERVIEW

About Triad Financial Corporation

Founded in 1989, Triad Financial Corporation is a leader in the non-prime automobile financing industry with more than 1,200 employees, relationships with approximately 5,000 automobile dealers and 300,000 borrower-customers nationwide and the financial strength of $3.8 billion in managed receivables.

Our Vision, Mission and Values guide our daily actions. As such, we promise our shareholders quality growth, attractive return on equity and integrity in reporting.

Advanced Scorecard Intelligence

Using new technology and advanced scorecard intelligence, we are able to look at hundreds of factors in an auto loan application – driving faster yet more informed credit decisions and offering the most competitive rates and terms possible while effectively managing risk and return.

Strong Ownership & Leadership

Triad is owned by a consortium made up of three highly respected investment firms with tremendous financial strength and financial services experience. The group is led by Gerald J. Ford, President of Hunter’s Glen/Ford Ltd. and former Chairman and CEO of Golden State Bancorp as well as Carl Webb, Triad’s former president and CEO, and includes GTCR Golder Rauner, a major private equity firm, and Goldman Sachs, a major investment bank.

Members of Triad’s Leadership Team are industry veterans and experts in their fields.

A Solid Platform For Growth

We are structured so we can grow our business rapidly, yet we are committed to quality growth at a pace that is right for our customers, employees and shareholders.

Investor Information

Visit our Newsroom for the latest news and Corporate presentations, Asset-Backed Securities for Prospectus and Servicer Certificates as well as Pool Data and
Financial Data for SEC filings.