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ABOUT TRIAD

LEADERSHIP TEAM

Daniel Leonard, President and CEO

Named president and chief executive officer in June 2007, Mr. Leonard has more than 30 years experience in the finance industry.  Prior to joining Triad in May 2003 as senior vice president of Portfolio Management, he had a distinguished 12-year career at California Federal Bank where he held a number of senior management positions, including president of California Federal’s Auto One Acceptance Corp. He also held several senior management positions at BankAmerica Corp. Leonard earned his bachelor's degree in psychology from Portland State University, Portland, Ore.

Scott A. France, Senior Vice President - Portfolio Management

In this key role, Mr. France leads Triad's efforts to optimize portfolio performance, overseeing Collections, Customer Care, Titles, Loss Recovery, Portfolio Project Management and Remarketing. An industry veteran, France joined the company with more than 20 years of auto finance experience and proven success in managing multibillion-dollar customer loan portfolios. In addition, he is highly experienced in maximizing portfolio performance using the latest technology and best-in-class processes. Before he joined Triad in August 2007, France held the role of executive vice president of Consumer Services for AmeriCredit Financial Services. There, he led call center operations with a $6 billion portfolio and more than 1,000 people and was responsible for the bankruptcy, asset remarketing and charge-off recovery areas of the business. Prior to joining AmeriCredit in 1996, France managed Client Services for Omni Financial Services, overseeing loan portfolios of more than $1.2 billion in prime and sub-prime auto receivables for multiple clients. He holds a bachelor’s degree from Florida State University.

Mark A. Kelly, Senior Vice President - Product Development and Risk Management

Mr. Kelly, who joined Triad in July 2007, brings more than 15 years of experience with financial institutions to the team. Most recently, he worked with Hunter’s Glen/Ford, Ltd., an equity holder and managing partner of Triad, where he was responsible for sourcing and evaluating equity investments, including Triad. Previously, he served as executive vice president and chief financial officer of Auto One Acceptance Corporation, where he was responsible for financial accounting, treasury, regulatory compliance and risk management. Prior to joining Auto One (which was later acquired by Citigroup), Kelly served as a vice president and regional manager at Bank of America’s housing division, where he was responsible for managing a nationwide portfolio of manufacturing housing, auto loans and auto leases.

Raymond C. Scott, Vice President and General Counsel

As vice president and general counsel, Mr. Scott has 14 years experience representing financial institutions as both in-house and outside counsel. Prior to joining Triad in July 2007, he served as associate general counsel of CitiFinancial Auto from 2005 to 2007. He also served as senior counsel for JPMorgan Chase from 2003 to 2005 and was vice president and assistant general counsel for their auto finance division from 1999 to 2003. He was a corporate associate at Skadden, Arps, Slate, Meagher & Flom LLP from 1995 to 1999. Mr. Scott earned a bachelor's degree from York College of the City University of New York and a juris doctorate from Howard University School of Law.

Jeffrey O. Butcher, Vice President - Finance and Chief Financial Officer

Mr. Butcher has been with Triad since July 2003 and is responsible for all aspects of the company's Accounting and Finance departments. He has over 20 years of experience in the financial services industry. Prior to Triad, he was senior vice president and controller for Bay View Capital Corporation, a San Francisco Bay Area community bank. Butcher began his career with KPMG, where he was a senior manager in the financial services practice serving banks, thrifts, credit unions, investment banks and mutual funds. He graduated from Miami University of Ohio with an accounting degree. Butcher is also a certified public accountant.

Randall L. Hatley Sr., Vice President - Human Resources & Facilities Management

Mr. Hatley has been with Triad since March 2002 and brings more than 28 years of experience as a results-oriented human resources and operations leader. Among other initiatives, he oversees Triad's compensation, benefits, payroll, employee relations and recruiting programs, as well as management of Triad's Texas and California facilities. Prior to joining Triad, Mr. Hatley was director of Human Resources/Operations at Texas Lighting Group from 1999 to 2002. He served as regional director of Human Resources for Zurich Financial Services from 1993 to 1999. Mr. Hatley has also held human resources and operations management positions at VOA Northern Texas Inc., Tarrant County Judicial District, and Tarrant County Personnel and Manpower Administration. He earned a bachelor's degree from Wesleyan University in Fort Worth, Texas.

Regina N. Krug, Vice President - Information Technology

Ms. Krug manages Triad's technology strategy and technical operational activities, including capital budgets, metrics, software, hardware and operational staffing. She brings more than 20 years of experience managing people, business operations, technology operations and projects. Prior to joining Triad in October 2007, Ms. Krug served in various leadership roles for CitiFinancial Auto from 2002 to 2007, specifically chief compliance officer, senior vice president - Enterprise Project Office, and senior vice president - India Outsourcing. From 1998 to 2002, she was Information Technology project manager and later Auto Division technology officer for California Federal Bank, which was later purchased by Citigroup. Ms. Krug holds a Bachelor of Science degree from Texas Tech University in Lubbock, Texas.